Elder Care Modesto CA

Mom’s Retirement Pay Doesn’t Cover the Bills – What Do You Do?

Elder Care Modesto CA - Mom's Retirement Pay Doesn't Cover the Bills - What Do You Do?

Elder Care Modesto CA – Mom’s Retirement Pay Doesn’t Cover the Bills – What Do You Do?

Your mom’s retirement pay isn’t covering the bills. She needs more help at home than she currently has. You’re struggling with your own family’s needs, your work schedule, and your personal life. You’d love to get her a caregiver, but with her budget so tight, you fear it’s impossible. Here are some tips on getting retirement income to stretch.

Take Advantage of Senior Discounts

Call your mom’s electricity company, heating fuel provider, insurance company, and phone company. Many extend elder discounts, but they don’t always publicize them. Some also offer plans where you can spread out a year’s worth of bills into equal payments each month. This helps your mom avoid a higher heating bill in the coldest months or a skyrocketing electric bill when air conditioners are running regularly.

Talk to Her… Continue reading