Spotting Senior Identify Theft
Why Seniors Are Vulnerable to Identity Theft
Senior citizens, especially those with medical conditions, are prime targets for identity thieves. These thieves can steal information from your loved one’s mail, medical records, or credit cards, often by standing near them during check-ins at a doctor’s office or clinic. Unfortunately, seniors are common targets because they may be less cautious with their personal information, and thieves assume no one will notice if an elderly person’s credit is compromised.
How to Spot Identity Theft: Key Warning Signs
If you’re aware of the risk of identity theft, how can you tell if someone has stolen your loved one’s identity, your senior care aide’s, or even yours? Here are some tipoffs of identity theft. If you notice any of these signs, contact your bank or credit card company immediately to investigate.
Missing Bills: A Red Flag for Stolen Information
If your mother has been receiving a bill for a hospital visit for years, but it suddenly stops arriving, don’t assume it’s been paid off—surgery isn’t cheap! This could indicate an identity thief has stolen your mother’s identity and redirected the bill to their address. They likely won’t pay it, so call the billing company, the post office, and other relevant parties to track it down and avoid penalties.
Missing Checks: Don’t Ignore a Lost Payment
The same applies to checks. If your father’s pension or Social Security check doesn’t arrive one month, don’t blame a faulty mail carrier. Investigate immediately to ensure it hasn’t fallen into the wrong hands.
Unexpected Charges: Unfamiliar Bills Demand Action
Missing bills might sometimes be due to a slow post office, but a charge on your credit card for something you didn’t purchase—like an expensive phone or laptop—is a major red flag. If you spot unfamiliar charges on your statement, contact the credit card company right away to find out who made them.
Lost Checks or Credit Cards: Stay Alert to Theft
Identity thieves aren’t always high-tech; some are traditional pickpockets. It’s surprisingly easy to steal checks or credit cards from a senior’s purse or wallet, especially if they’re distracted. Your loved one might even drop their wallet while getting out of the car, allowing a thief to take it unnoticed. Stay aware of your surroundings to prevent this from happening to you or your loved one.
Staying Vigilant: Protecting Seniors from Identity Theft
Identity theft is becoming increasingly common in today’s world, but staying vigilant can help you catch it early or prevent it entirely. By recognizing these warning signs and acting quickly, you can protect your loved one’s financial security and peace of mind.Support for Seniors and Caregivers
If you or an aging loved one are considering senior care in Fresno, CA, please contact the caring staff at Valley HomeCare.
If you or an aging loved one are considering senior care in Fresno, CA, please contact the caring staff at Valley HomeCare.
